20 W Cottage St

This is a character-rich Victorian brownstone with substantial recent renovations and a useful income component from the legal garden-level apartment. The mix of preserved historic details and updated systems should appeal to buyers who want period architecture without taking on an immediate major renovation project. The tenant income is a meaningful offset, but buyers should verify lease terms, unit legality, and operating expenses. The lack of dedicated parking and reliance on street parking may be a practical drawback for some households. Overall, it appears best suited to buyers seeking a renovated urban home with flexibility for rental income or extended living arrangements.

PROS
- Legal garden-level 1-bedroom apartment with a long-term tenant paying $2,377/month.
- Extensive 2025 renovations, including updated systems, central air, new boiler, updated electrical, and tankless hot water heaters.
- Strong historic character with refinished hardwood floors, marble tile, custom built-ins, stained-glass transoms, and five marble fireplaces.
- Renovated chef’s kitchen with stainless steel appliances, quartz countertops, gas range, wine storage, and abundant storage.
- Outdoor space includes a large partially covered deck, fenced turf yard, landscaping, and new wood privacy fence.

CONS
- No garage spaces and parking is described only as free, no-permit street parking.
- Buyer should verify all details related to the legal apartment, tenant lease, rent, and direct-deposit income.
- Historic 1900 construction may still warrant careful inspection despite recent renovations.
- Public records/listing data should be reviewed for lot sizing, as the acreage field appears inconsistent with the stated lot size.
- Maps and Street